.hrt-mafg {
	width: 100%;
	min-height: 0;
	padding: 50px 20px;
	background: #fffdf9;
	color: #1a1a1a;
	overflow: hidden;
}

.hrt-mafg,
.hrt-mafg * {
	box-sizing: border-box;
}

.hrt-mafg__inner {
	width: 100%;
	max-width: 1200px;
	margin: 0 auto;
}

.hrt-mafg__header {
	text-align: center;
}

.hrt-mafg__header.has-following {
	margin-bottom: 32px;
}

.hrt-mafg__badge-row {
	display: block;
	margin-bottom: 12px;
}

.hrt-mafg__badge {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding: 7px 16px;
	border-radius: 999px;
	background: #fff1db;
	color: #ff9600;
	font-size: 13px;
	font-weight: 700;
	line-height: 1.2;
	text-transform: uppercase;
}

.hrt-mafg__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex: 0 0 auto;
	line-height: 1;
}

.hrt-mafg__icon i {
	line-height: 1;
}

.hrt-mafg__icon svg {
	display: block;
	width: 1em;
	height: 1em;
	fill: currentColor;
}

.hrt-mafg__heading {
	margin: 0;
	color: #000;
	font-size: clamp(30px, 4vw, 48px);
	font-weight: 700;
	line-height: 1.12;
}

.hrt-mafg__highlight {
	color: #ff9600;
}

.hrt-mafg__description {
	max-width: 850px;
	margin: 15px auto 0;
	color: #4a4a4a;
	font-size: 17px;
	line-height: 1.7;
}

.hrt-mafg__description > :first-child,
.hrt-mafg__item-content > :first-child,
.hrt-mafg__warning-content > :first-child {
	margin-top: 0;
}

.hrt-mafg__description > :last-child,
.hrt-mafg__item-content > :last-child,
.hrt-mafg__warning-content > :last-child {
	margin-bottom: 0;
}

.hrt-mafg__card {
	padding: 30px 32px;
	border: 1px solid #f2e6d6;
	border-radius: 20px;
	background: #fff;
	box-shadow: 0 10px 32px rgba(0, 0, 0, .045);
}

.hrt-mafg__items {
	display: flex;
	flex-wrap: wrap;
	align-items: stretch;
	gap: var(--hrt-mafg-gap);
	margin: 0;
	padding: 0;
	list-style: none;
	--hrt-mafg-columns: 3;
	--hrt-mafg-gap: 14px;
}

.hrt-mafg__item {
	position: relative;
	display: flex;
	flex: 1 1 calc((100% - (var(--hrt-mafg-columns) - 1) * var(--hrt-mafg-gap)) / var(--hrt-mafg-columns));
	align-items: flex-start;
	gap: 12px;
	min-width: 0;
	overflow: hidden;
	padding: 18px;
	border: 1px solid #f2e6d6;
	border-radius: 14px;
	background: #faf8f5;
	transition: background-color .2s ease, border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}

.hrt-mafg__item:hover {
	background: #fff7eb;
	border-color: rgba(255, 150, 0, .35);
	transform: translateY(-2px);
	box-shadow: 0 10px 24px rgba(0, 0, 0, .045);
}

.hrt-mafg__item.has-top-accent::before {
	position: absolute;
	top: 0;
	left: 0;
	width: 0;
	height: 4px;
	background: #ff9600;
	content: "";
	transition: width .25s ease;
}

.hrt-mafg__item.has-top-accent:hover::before {
	width: 100%;
}

.hrt-mafg__item-icon {
	width: 38px;
	height: 38px;
	border-radius: 50px;
	background: #fff1db;
	color: #ff9600;
	font-size: 16px;
}

.hrt-mafg__item-content {
	align-self: center;
	min-width: 0;
	color: #333;
	font-size: 15px;
	line-height: 1.6;
}

.hrt-mafg__warning {
	display: flex;
	align-items: flex-start;
	gap: 10px;
	padding: 16px 18px;
	border: 1px solid #f2e6d6;
	border-radius: 12px;
	background: #fff7eb;
}

.hrt-mafg__warning.has-previous {
	margin-top: 20px;
}

.hrt-mafg__warning-icon {
	margin-top: 4px;
	color: #ff9600;
	font-size: 17px;
}

.hrt-mafg__warning-content {
	min-width: 0;
	color: #555;
	font-size: 14px;
	line-height: 1.7;
}

@media (max-width: 1024px) {
	.hrt-mafg__items {
		--hrt-mafg-columns: 2;
	}
}

@media (max-width: 767px) {
	.hrt-mafg__heading {
		font-size: clamp(28px, 9vw, 38px);
	}

	.hrt-mafg__description {
		font-size: 16px;
	}

	.hrt-mafg__card {
		padding: 24px 19px;
	}

	.hrt-mafg__items {
		--hrt-mafg-columns: 1;
	}

	.hrt-mafg__item {
		flex-basis: 100%;
	}
}

@media (prefers-reduced-motion: reduce) {
	.hrt-mafg__item,
	.hrt-mafg__item.has-top-accent::before {
		transition: none;
	}

	.hrt-mafg__item:hover {
		transform: none;
	}
}